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Here's the information on your questions about our financial plans. |
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Q: |
Is it possible to settle the outstanding loan amount before the maturity of the loan contract? (i.e. for 37 months contract, after the lapse of 30 months) |
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A: |
After settling outstanding loan amount with lump-sum payment as same as normal auto loan, it is possible for you to purchase a new car. However, system is not available that you can pay part of your loan principal in up-front as which is available for housing loan. |
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Q: |
It is possible to set deferred amount at my own will? |
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A: |
Unfortunately, deferred amounts have already set respectively for every model and term. If you wish to know the deferred amount for your models, please refer to the Payment Calculation system.
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Q: |
Is it possible to pay up outstanding loan principal? |
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Yes. It is possible to settle your outstanding loan principal with lump-sum payment. However, system is not available that you can pay part of your loan principal in up-front as which is available for housing loan.
For necessary procedure and your remaining loan principal amount, please contact affiliated credit companies. |
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Q: |
I wish to utilize bonus payment with monthly payments. Is there any limit for bonus payment? |
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A: |
In principle, upper limit of bonus payment is 65% of loan principal. |
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Q: |
I need to have information on re-lease program. |
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A: |
Re-lease program is available for Open-end and Closed-end. Leasing term for re-lease program is 1 year or 2 years. It is also possible to repeatedly conclude re-lease program (re-leasing the re-lease program). For re-lease program, additional credit check is required. |
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Q: |
Is it possible to buy out the car after the maturity of leasing contract? |
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A: |
In case of closed-end : Not possible to buy out the car, in principal.
In case of open-end : In case you fulfill certain conditions, it may be possible to for you to buy our the car. For further information, please contact your dealer. |
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Q: |
When is the leasing fee payment? |
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A: |
1st day of every month.
First payment is to be for 2-month leasing charges in the following month of the registration month. From the following month, on the 1st day for 1 month leasing charge.
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Q: |
When can I pay the down payment (1st additional leasing charge)?
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A: |
In case you wish to allocate your trade-in car amount to down payment, you are kindly asked to pay the amount to the dealers.
(In case of self-employed or corporate owner conclude leasing contracts, down-payment (lump-sum amount) cannot be booked as expenses).
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